देवगुर्वच्युते भक्तिस् त्रिवर्गपरिपोषणम् ।
आस्तिक्यमुद्यमो नित्यं नैपुण्यं वैश्यलक्षणम् ॥ २३ ॥
naipunyam vaisya-laksanam
deva-guru-acyute-unto the demigods, the spiritual master and Lord Visnu; bhaktih-engagement in devotional service; tri-varga-of the three principles of pious life (religion, economic development and sense gratification); pariposanam-execution; astikyam-faith in the scriptures, the spiritual master and the Supreme Lord; udyamah-active; nityam-without cessation, continuously; naipunyam-expertise; vaisya-laksanam-the symptoms of a vaisya.
Being always devoted to the demigods, the spiritual master and the Supreme Lord, Visnu; endeavoring for advancement in religious principles, economic development and sense gratification [dharma, artha and kama]; believing in the words of the spiritual master and scripture; and always endeavoring with expertise in earning money-these are the symptoms of the vaisya.