One who has unflinching devotion to the Personality of Godhead has all the good qualities of the demigods. The less intelligent, however, misunderstand the bhakti path and therefore allege that it is for one who cannot execute ritualistic ceremonies or speculate. As confirmed here by the word sadhricinah, bhakti is the path that is appropriate, not the paths of karma-kanda and jnana-kanda. Mayavadis may be susilah sadhavah (well-behaved saintly persons), but there is nevertheless some doubt about whether they are actually making progress, for they have not accepted the path of bhakti. On the other hand, those who follow the path of the acaryas are susilah and sadhavah, but furthermore their path is akuto-bhaya, which means free from fear. One should fearlessly follow the twelve mahajanas and their line of disciplic succession and thus be liberated from the clutches of maya.