pumso 'yam samsrter hetur
pumsah-of the living entity; ayam-this; samsrteh-of the continuation of material existence; hetuh-the cause; asantosah-dissatisfaction with his destined achievement; artha-kamayoh-for the sake of lusty desires and getting more and more money; yadrcchaya-with the gift of destiny; upapannena-which has been achieved; santosah-satisfaction; muktaye-for liberation; smrtah-is considered fit.