pumso ’yam samsrter hetur
asantoso ’rtha-kamayoh
santoso muktaye smrtah
pumsah—of the living entity; ayam—this; samsrteh—of the continuation of material existence; hetuh—the cause; asantosah—dissatisfaction with his destined achievement; artha-kamayoh—for the sake of lusty desires and getting more and more money; yadrcchaya—with the gift of destiny; upapannena—which has been achieved; santosah—satisfaction; muktaye—for liberation; smrtah—is considered fit.
Material existence causes discontent in regard to fulfilling one’s lusty desires and achieving more and more money. This is the cause for the continuation of material life, which is full of repeated birth and death. But one who is satisfied by that which is obtained by destiny is fit for liberation from this material existence.

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