arthibhyah kalatah svasman
nityam pranarthavad bhayam
rajatah-from the government; cauratah-from thieves and rogues; satroh-from enemies; sva-janat-from relatives; pasu-paksitah-from animals and birds; arthibhyah-from beggars and persons seeking charity; kalatah-from the time factor; svasmat-as well as from one's self; nityam-always; prana-artha-vat-for one who has life or money; bhayam-fear.