PURPORT

Laksmi-Narayana-Lord Visnu and mother Laksmi-are always situated in everyone's heart (isvarah sarva-bhutanam hrd-dese 'rjuna tisthati). However, because nondevotees do not realize that Lord Visnu stays with His eternal consort, Laksmi, within the hearts of all living entities, they are not endowed with the opulence of Lord Visnu. Unscrupulous men sometimes address a poor man as daridra-narayana, or "poor Narayana." This is most unscientific. Lord Visnu and Laksmi are always situated in everyone's heart, but this does not mean that everyone is Narayana, especially not those in poverty. This is a most abominable term to use in connection with Narayana. Narayana never becomes poor, and therefore He can never be called daridra-narayana. Narayana is certainly situated in everyone's heart, but He is neither poor nor rich. Only unscrupulous persons who do not know the opulence of Narayana try to afflict Him with poverty.