bhurlokah kalpitah padbhyam
bhuh-the lower planetary systems up to the stratum of the earth; lokah-the planets; kalpitah-it is so imagined or said; padbhyam-out of the legs; bhuvah-the upper; lokah-the planetary system; asya-of Him (the Lord's); nabhitah-from the navel abdomen; hrda-by the heart; svarlokah-the planetary systems occupied by the demigods; urasa-by the chest; mahar-lokah-the planetary system occupied by great sages and saints; maha-atmanah-of the Supreme Personality of Godhead.