bhurlokah kalpitah padbhyam
bhuvarloko 'sya nabhitah
hrda svarloka urasa
maharloko mahatmanah
bhuh—the lower planetary systems up to the stratum of the earth; lokah—the planets; kalpitah—it is so imagined or said; padbhyam—out of the legs; bhuvah—the upper; lokah—the planetary system; asya—of Him (the Lord); nabhitah—from the navel abdomen; hrda—by the heart; svarlokah—the planetary systems occupied by the demigods; urasa—by the chest; maharlokah—the planetary system occupied by great sages and saints; maha-atmanah—of the Supreme Personality of Godhead.
The lower planetary systems, up to the limit of the earthly stratum, are said to be situated in His legs. The middle planetary systems, beginning from Bhuvarloka, are situated in His navel. And the still higher planetary systems, occupied by the demigods and highly cultured sages and saints, are situated in the chest of the Supreme Lord.
There are fourteen spheres of planetary systems within this universe. The lower systems are called Bhurloka, the middle systems are called Bhuvarloka, and the higher planetary systems, up to Brahmaloka, the highest planetary system of the universe, are called Svarloka. And all of them are situated on the body of the Lord. In other words, no one within this universe is without a relationship with the Lord.

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