ayam vai sarva-yajnakhyah
ayam-this; vai-indeed; sarva-yajna-all kinds of religious rituals and sacrifices; akhyah-called; sarva-vratam-all religious ceremonies; iti-thus; smrtam-understood; tapah-saram-the essence of all austerities; idam-this; bhadre-O good lady; danam-acts of charity; ca-and; isvara-the Supreme Personality of Godhead; tarpanam-the process of pleasing.