divyam bhaumam cantariksam
divyam-easily obtained because of rainfall from the sky; bhaumam-obtained from the mines and the sea; ca-and; antariksam-obtained by chance; vittam-all property; acyuta-nirmitam-created by the Supreme Personality of Godhead; tat-those things; sarvam-all; upayunjana-utilizing (for all human society or all living beings); etat-this (maintaining body and soul together); kuryat-one must do; svatah-obtained of itself, without extra endeavor; budhah-the intelligent person.