adhyatmikadibhir duhkhair
martyasya krcchropanatair
arthaih kamaih kriyeta kim
adhyatmika-adibhih-adhyatmika, adhidaivika and adhibhautika; duhkhaih-by the threefold miseries of material life; avimuktasya-of one who is not freed from such miserable conditions (or one who is subjected to birth, death, old age and disease); karhicit-sometimes; martyasya-of the living entity subjected to death; krcchra-upanataih-things obtained because of severe miseries; arthaih-even if some benefit is derived; kamaih-which can fulfill one's material desires; kriyeta-what do they do; kim-and what is the value of such happiness.