yadi so 'pi tathā-vidhaḥ

na-not; veda-knows; krpanah-a miserly living entity; sreyah-the ultimate necessity; atmanah-of the soul; guna-vastu-drk-who is attracted by the creation of the modes of material nature; tasya-of him; tan-things created by the material energy; icchatah-desiring; yacchet-one bestows; yadi-if; sah api-he also; tatha-vidhah-of the kind (a foolish krpana who does not know his real self-interest).