yathaihikamusmika-kama-lampatah
sutesu daresu dhanesu cintayan
saṅketa vidvan kukalevaratyayad
yas tasya yatnah srama eva kevalam
yatha-as; aihika-in the present life; amusmika-in the expected future life; kama-lampatah-a person who is very attached to lusty desires for bodily enjoyment; sutesu-children; daresu-wife; dhanesu-wealth; cintayan-thinking about; saṅketa-is afraid; vidvan-a person advanced in spiritual knowledge; ku-kalevara-of this body, which is full of stool and urine; atyayat-because of loss; yah-anyone; tasya-his; yatnah-endeavors; sramah-a waste of time and energy; eva-certainly; kevalam-only.