bhave 'smin yad grhasramah
pitr-forefathers; deva-demigods; rsi-sages; martyanam-of humanity in general; bhutanam-of the infinite living entities; atmanah-of oneself; ca-also; ha-certainly; ksemyam-beneficial; vadanti-they say; saranam-shelter; bhave-in the material world; asmin-this; yat-that which; grha-asramah-householder life.